Yes, a motorcycle accident lawyer in San Antonio can help with your claim if it was denied.
Motorcycle accidents can cause catastrophic injuries that alter your life. You could be stuck dealing with serious injuries, permanent disabilities, and financial distress. You might have hoped that the insurance company would offer you a fair settlement. When you find out that they have wrongfully denied your claim, you should turn to a trusted San Antonio injury attorney for assistance.
Reasons Insurance Companies May Deny Motorcycle Accident Claims
Insurance adjusters are often trained to deny as many claims as possible to protect the insurance company’s profit margins. Insurance companies may state that they have denied your claim for valid reasons, but this could be a sham. Reasons insurance companies may give for denying your claim could include the following:
- Lapse of insurance coverage
- Insufficient evidence of liability
- Exclusions in insurance policies
- Blaming you for the accident
- Alleging that you contributed to your own injuries, such as by delaying treatment or having a pre-existing injury
- Claiming that your injuries were not as severe as you state
- Arguing that you violated the terms of your insurance policy
Bad Faith Practices When Dealing with Insurance Claims
Sometimes, insurance companies go to great lengths to protect their bottom line. They may engage in bad faith insurance practices, such as:
- Misrepresenting policy terms, stating that the insurance policy does not cover the type of accident when it really does
- Delaying claims unnecessarily so that you accept a lowball settlement offer or abandon your claim
- Refusing to cover reasonable medical expenses linked to your accident
- Failing to investigate the accident
- Issuing blanket denials
- Failing to provide a valid reason for the denial
- Denying the claim for a reason that is vague or unsupported by the evidence
How a Motorcycle Accident Attorney Can Help Fight Unfair Denials
An experienced motorcycle accident lawyer can challenge unfair denials by:
- Scrutinizing the denial letter, identifying any inaccuracies or inconsistencies, and challenging the denial
- Providing additional evidence to supplement your claim, such as witness statements, traffic camera footage, and accident reconstruction reports
- Presenting evidence that policy terms were misapplied or misinterpreted
- Providing medical evidence to show your treatment was reasonable and necessary, including diagnostic tests, treatment plans, doctor statements, and medical expert testimony
- Providing reasonable explanations for a delay in reporting the accident, such as the need to prioritize medical care
- Pointing out the insurance company’s deficiencies in positively resolving the claim, such as failing to investigate, failing to conduct a thorough investigation, or misinforming you about your obligations
- Providing clear documentation and numbers regarding your damages, including medical bills, check stubs, repair shop estimates, pain and suffering, and the intangible effects the accident had on your life
Your lawyer can handle communication with the insurance company and persistently protect your rights.
Contact an Experienced Motorcycle Accident Lawyer for Help Fighting Your Denial
George Salinas Injury Lawyers can help if your motorcycle accident claim was unreasonably denied. Call our personal injury law firm today for a free consultation.