According to the Texas Department of Insurance, Texas requires that drivers show they’re able to pay for the losses that occur if they cause an accident. Typically, this means purchasing liability insurance.
As the Department of Insurance explains, “Liability insurance pays to repair or replace the other driver’s car, or other damaged property, and pays other people’s medical expenses when you’re at fault in an accident.”
This insurance coverage is required so money is available to provide for crash victims harmed by the negligence or wrongdoing of irresponsible drivers. Unfortunately, not everyone buys the required protections.
If you or someone you love was hurt or killed in an accident caused by an uninsured motorist, your situation becomes more complicated. You need to speak with an Austin uninsured motorist accident attorney as soon as possible.
George Salinas Injury Lawyers can provide the help you need to explore all possible options to get compensated for your losses. Give us a call or contact us today at (210)-225-0909 to schedule a consultation and learn more about the ways in which we can fight for you.
How Can You Get Compensation After an Uninsured Motorist Accident?
If you have been harmed by a motorist who doesn’t have the proper insurance coverage, you have a few possible options to try to recover payment for the damage they caused. These options include the following:
- Making a claim with your own insurer: If you have uninsured motorist coverage, your insurer will stand in for the driver, who should be responsible for covering your bills. You must purchase this coverage before your accident, though. It’s optional, so not every driver has uninsured motorist coverage on their policy.
- You could make a claim against the other driver directly. If the at-fault driver has no insurance but has assets, you could pursue a claim against them to make them personally pay your damages. You’ll want to make sure they actually have money to pay you, though. People with limited incomes and few or no assets are said to be judgment-proof because even if you win a judgment against them, there’s no way to collect since they have nothing of value.
- You could try to identify other responsible defendants. For example, if the uninsured driver was working at the time of the incident, their employer could potentially be held liable under vicarious liability rules if the incident occurred while they were performing work duties.
An Austin car accident attorney can work with you to explore these options to try to ensure you get the most money possible when an accident happens with someone who is uninsured.
Getting Help from an Austin Uninsured Motorist Accident Lawyer
An Austin uninsured motorist accident lawyer at George Salinas Injury Lawyers will work with you to pursue a claim with your uninsured motorist coverage. Our Austin personal injury lawyers can also help you exhaust all options under Texas law to ensure you get compensation for medical bills, lost wages, pain and suffering, and emotional distress after a crash with a driver who doesn’t follow Texas laws for liability coverage.
Give us a call at (210)-225-0909 to schedule a free consultation and learn more about the support we can offer.